Kobi Sorumluluk

Sompo Japan SME Liability Insurance is a package liability insurance that provides coverage against the material, physical and moral damages that SMEs can give directly or indirectly to third parties and employees during their activities.

With SME Liability Insurance, it is possible to obtain coverage for small and medium-sized enterprises in more than 200 business lines and with a maximum of 150 employees, without requiring a fire policy. The coverages covered by the product are summarized as follows.

Within the scope of Employer's Financial Liability Coverage;

Public transportion
Food poisoning
Occupational Diseases
Assignment
Work Accidents Out Of the Republic of Turkey
Claims for non-pecuniary damage

Within the scope of Third Party Financial Liability Coverage;

Renovation and Incidental Construction Works
Goods Left for Repair, Maintenance or Processing
Responsibilities Related to Billboard, Signage and Signaling Tools
Responsibilities for Lift, Monte-charge and Escalators
Official Meeting, Invitation, Fair Organization Responsibilities
Responsibilities of Fire, Explosion, Steam, Smoke, Water, Strike, Lockout, Turmoil, Public Movements, Malicious Actions
Forklift and Lift Responsibility
Contractor-Subcontractor's Liability
Claims for non-pecuniary damage
Food Poisoning
Sudden and Accidental Pollution

Within the scope of Business Liability Coverage;

Employee Losses on Customer Items
Installation, Repair and Maintenance of Third Party Addresses
Valet Parking and Parking Responsibility

Within the scope of Personal Accident Coverage;

Decease
Permanent Disability

Within the scope of Product Liability Coverage;

Bodily Damages
Financial Losses

Within the Scope of Executive Liability Coverage

Executive Defects
Defense Costs