Traffic Insurance

Traffic Insurance is a vehicle insurance that covers the damages caused by the other party and third parties, within its limits, in case your vehicle is involved in an accident. Vehicle Traffic Insurance ensures that even if you are at fault, the damage caused by you, including major damages, is covered for the other party by indemnity payment. Sompo Mandatory Traffic Insurance protects your budget against possible damages, so you don't have to bear big expenses. Vehicle Traffic Insurance is a compulsory insurance. Limits and conditions are determined and fixed by the Undersecretariat of Treasury.

Traffic Insurance is a compulsory vehicle insurance. It is not legal to drive a vehicle without having compulsory traffic insurance. In case of an accident where you are at fault, vehicle traffic insurance pays the costs of the other party and protects you from large risks.

Traffic insurance offered by Sompo Insurance at special prices for you:

• Financial Expenses per Vehicle
• Financial Expenses per Accident
• Health Expenses per Person
• Health Expenses per Accident
• Injury and Death Per Capita

There are guarantees that cover the damages of the other party such as Injury and Death per Accident.

• Your Traffic Insurance policy must be prepared specifically for you and your vehicle.
• You must enter your personal information exactly as it is written in your identity information.
• Be sure to mark the general / special conditions of your vehicle policy and the Distance Sales Agreement before you buy and receive an Online Compulsory Traffic Insurance offer.
• You must enter the vehicle information as in your license information.
• Your Traffic Insurance Level Group and your undamaged status
• When purchasing your Traffic Insurance, if you want to make installments to your credit card at the payment stage, be sure to select the installment option and select the number of installments you want to purchase.

• Sompo Compulsory Traffic Insurance is a type of vehicle insurance that is obligatory in accordance with the Highway Traffic Law and covers the damage to the property or life of the other party in the event of an accident, within the coverage amount. It is forbidden to travel by car without traffic insurance. In terms of traffic insurance coverage, it protects you against damages that you may cause to third parties.
• On the other hand, Sompo Motor Vehicle Insurance is a vehicle insurance that protects the damages that may be incurred as a result of an accident, fire, theft or attempted theft of the vehicle, which is optional and has been taken out, within the limits of the policy.
• While the traffic insurance covers the risks of the other party, the car insurance protects the vehicle of the person who has the insurance. It is forbidden to go on the road without traffic insurance, but Insurance is a type of optional insurance.

Traffic insurance fees, which are made against many risks that your vehicle may encounter, are determined according to some criteria. The following criteria affect the price of your traffic insurance, which is prepared with a special focus on being affordable for you:

• Your traffic record is one of the most important criteria affecting Compulsory Traffic Insurance. How you drive your vehicle, whether you are involved in an accident, your speeding violations and the type of use of your vehicle affect your traffic insurance price. In order to calculate your vehicle traffic insurance at cheap prices, you need to pay attention to your traffic registry.
• Technical features such as the brand, model and age of your vehicle affect the cheapness of the Traffic Insurance price.
• The city of residence and the city in which you drive affect the affordability of your insurance.
• Whether you have a maturity gap between traffic insurance policies affects the premium price.
• The type of your vehicle is used when calculating the bid premium.
• Your no-claim level determines your bid price.
• By knowing these criteria, you can reduce your traffic prices and secure your budget at much more affordable prices.

You can view the price calculated specifically for you within 30 seconds by filling out the offer form above, and you can purchase your Traffic Insurance premium with a single click if you wish. If you do not want to buy online, you can call the nearest agency from the nearest agency section on our site or you can get support from our call center.

It is very fast and easy to buy your Traffic Insurance completely online with the insurance of Sompo Insurance. By filling out the form at the top of our Compulsory Traffic Insurance product page, you can get your policy offer online within seconds. After viewing your traffic offer, you can purchase your policy in installments and with special discounts from the one-click payment page.

You can buy your traffic insurance online in seconds without having to go anywhere. It only takes 30 seconds to find out how much Traffic Insurance costs. After calculating your Traffic Insurance, you can buy it instantly with one click. You can view and download your purchased policy with one click. You can follow up your traffic insurance policy, which is prepared with wide coverages specific to you, at any time via Internet Insurance or our Sompo Mobilo Customer Application.

Need support when purchasing online? You can call our Sompo Insurance Call Center at 0850 250 81 81 and get 24/7 Support or you can get online help from Live Support whenever you want.

Need support when purchasing online? You can call our Sompo Insurance Call Center at 0850 250 81 81 and get 24/7 Support or you can get online help from Live Support whenever you want.

• It is very advantageous to buy your Vehicle Traffic Insurance Online now.
• You can benefit from special discounts and campaigns.
• From your location, you can calculate your traffic policy offer in seconds without wasting any time, so you can learn how much traffic insurance is. In the next step or at any other time you wish, you can purchase in installments or in cash.You can get all kinds of help from our Sompo Insurance Call Center support line at 0850 250 81 81, which you can reach 24/7 at any time.
• When your renewal time approaches, you can take advantage of special offers in traffic insurance.
• You can follow your policies and offers and perform many transactions from the Sompo Mobilo application as you wish.

You can purchase your insurance product in installments with contracted credit cards. When buying car insurance (traffic) in installments, you do not pay any interest. While purchasing your Vehicle Traffic Insurance, you can benefit from installment options within the framework of your bank's installment procedures.

In Compulsory Traffic Insurance, no claim is one of the important factors that determine your car policy price. In the traffic insurance step application, if the first year of the policy is closed with damage, 50% increase in the vehicle policy premium is applied with the 3rd level, 100% with the 2nd level if the second year is closed with damage, and 150% with the 1st level if the third year is closed with damage.

• Digit Discount Rate
• 1st digit 0%
• 2nd digit 0%
• 3rd digit 0%
• 4th digit Standard
• 5th digit 15%
• 6th step 30%
• 7th digit 45%

you get a discount. No claim is one of the most important factors that determine the price of traffic insurance.

Traffic insurance history and information of your vehicle are kept up-to-date. Therefore, when you change your vehicle, the no-claim deduction of your vehicle for which you have traffic insurance is protected.

Traffic insurance history and information of your vehicle are kept up-to-date. Therefore, when you change your insurance company, your car with traffic insurance will not be affected by this change and the no claim discount in your policy will be protected.

When we take out Compulsory Traffic Insurance for the vehicle, "When exactly should I renew my traffic insurance?" or "My Traffic Insurance policy has expired, can I still renew it?" are among the most frequently asked questions.

• You can calculate your renewal offer at least 30 days before your policy expiry date and buy it from Sompo Insurance.
• The most important point to note here is that you need to renew your Sompo Traffic Insurance policy before it expires.

Your traffic insurance does not cover damages that may occur in some cases, these are:

• Damages caused by vehicles that are not in operation,
• Claims for compensation to be put forward by the operator,
• Claims that the operator's spouse, procedures and descendants may claim due to damages to the property of those who are connected to him by adoption relationship and his siblings with whom he lives,
• Claims against the operator due to the damages to be incurred by the goods transported in the vehicle or in the trailers, excluding the luggage and similar goods brought by the injured persons,
• Non-pecuniary claims,
• Requests that the operator may make against persons for whom he is held responsible in accordance with the Highway Traffic Law,
• Claims due to damages to the operator's vehicle or to the trailers and semi-trailers or towed vehicles towed by this vehicle,
• All kinds of claims regarding the damages caused by the vehicle left for the purpose of surveillance, repair, maintenance, purchase-sale, modification of the vehicle or for a similar purpose, to undertakings engaged in professional activities related to motor vehicles,
• Damages that may occur as a result of the vehicle participating in the races organized with the permission of the competent authorities or accompanying the vehicles participating in the races and using it in the show,
• Claims of persons who stole or usurped due to damages caused by stolen or usurped vehicles and for which the operator is not responsible according to the Highway Traffic Law, and the claims of persons who ride knowing that the vehicle has been stolen or hijacked,
• Damages caused by the use of motorized bicycles,
• The damages caused by the vehicles used in the acts of terrorism and sabotage arising from these acts as specified in the Anti-Terrorism Law No. 3713 and for which the operator is not responsible in accordance with the Highway Traffic Law No. 2918, and the claims of the persons who ride knowing that the vehicle was used or will be used in terrorist acts, due to the damage caused by the vehicle terrorism and its related requests of people who use it in acts of sabotage,

Compensation claims for indirect damages.

• When you are involved in an accident after having your Traffic Insurance, an accident report must be filled in order to notify and pay compensation for the damage to your vehicle as a result of the accident. Keeping the accident detection report accurately and completely is essential for the accurate evaluation of the accident process. According to the rules valid since April 1, 2008, people involved in the accident can photograph the accident, fill out the accident report and leave the accident site without waiting for the police.
• While filling out the accident report, care should be taken and it should be drawn by explaining in detail how the accident occurred. Each herd tells how the accident happened with their own observations and remains in agreement. The accident report, which must be prepared in two copies, must be sent to us, signed by both drivers.
• The documents to be sent to us with the accident report are a photocopy of the policy, photos of the accident scene, the driver's license and photocopies of the license.
• In some cases, it is not possible to fill out an accident report. These are: " Driving with an insufficient driver's license, Injury and death, Involvement of vehicles belonging to the public company in an accident, Loss of property belonging to third parties, etc." are such situations.

Some of the most frequently asked questions when trying to learn about traffic insurance prices are “How much is my Traffic Insurance price?” or “Why is the Traffic Insurance Fee high?” can happen. The price of traffic insurance, which is made against many risks that your vehicle may encounter, is determined according to some criteria. The following criteria affect the price of your car insurance, which we have prepared by keeping your budget and comprehensiveness in the forefront, while getting a traffic offer:

• Your traffic record is one of the most important criteria affecting the traffic insurance premium. How you drive your vehicle, whether you are involved in an accident, your speeding violations and the type of use of your vehicle affect your car insurance price.
• Technical features such as the brand, model and age of your vehicle affect your traffic price.
• City of residence and city in which you drive
• Whether you have a maturity gap between your traffic insurances
• Your vehicle type
• Your invulnerability level

Your traffic price is determined by criteria such as By knowing these criteria, you can reduce your traffic prices and secure your vehicle at much more affordable prices.

You can get support at any time from our Call Center, which offers 24/7 Support for all our products, or from the online chat or support form on our website.