Complementary Health Insurance

Would you like to be secured with premiums suitable for your budget, without paying any difference in contractedp rivate hospitals against health problems you may encounter? Check out complementary health insurance…

SOMPO COMPLEMENTARY HEALTH INSURANCE

Would you like to be insured at very reasonable prices in your health treatment and examination procedures at contracted private hospitals without paying additional fees? Thanks to the Complementary Health Insurance, you can have a high standard private health insurance at private hospitals contracted with Sompo Insurance and SGK, without paying extra. Moreover, the difference fees you will pay for the examinations of faculty members in public university hospitals are also within the scope!

Moreover, now, we are with our insured in the treatment of the coronavirus epidemic disease (Covid-19), which has emerged in our country as well as the whole world.

In our Complementary Health Insurance product; Health expenses related to global, regional or country-wide epidemic diseases announced by the World Health Organization or the Ministry of Health are covered within the policy coverages, limits, payment percentages and application principles, provided that the symptoms or complaints related to the disease appear 30 days after being covered by the insurance. In Covid 19, on the other hand, all our policyholders who have taken out a new policy or transferred from another company will be able to benefit from our service, exceptionally, within the scope of the policy, without waiting period.

Click to review our Complementary Health Birth Package product.

Product Content

Complementary Health Insurance

Public Hospitals Faculty Members Examination Difference Fee

Complementary Health Insurance

Daily Hospitalization Compensation

Complementary Health Insurance

Outpatient treatment

Complementary Health Insurance

Inpatient Treatment

Inpatient Treatment Coverage

Your inpatient treatment expenses are covered 100% and unlimitedly, within the framework of special and general conditions.

  1. Surgical and internal hospitalizations
  2. Intensive care
  3. Chemotherapy
  4. Radiotherapy
  5. Dialysis
  6. Minor intervention
  7. Coronary angiography
  8. Standard single private room, meal and companion expenses
  9. Physical therapy (after surgery)
  10. Home Care (within the limits specified in the policy)
  11. Artificial Limb (within the limits specified in the policy)
  12. Auxiliary Medical Equipment (within the limits specified in the policy)

Outpatient Treatment Coverage

A wide coverage is offered with an annual application limit of 10 per insured.

  1. Doctor examination
  2. Lab
  3. Radiology
  4. Advanced diagnostic methods
  5. Physiotheraphy
All Coverages

Additional Services

Sompo Insurance Health Hotline 0850 250 0 757

Sompo Insurance Health Hotline 0850 250 0 757

Sompo Insurance Health Hotline 0850 250 0 757

Sompo Insurance Health Hotline 0850 250 0 757

Sompo Insurance Health Hotline 0850 250 0 757

Sompo Insurance Health Hotline 0850 250 0 757

Ambulance Coordination Service

Ambulance Coordination Service

Free Dental Treatment Package

Free Dental Treatment Package

Free Check-Up

Free Check-Up

Product Advantages

  • Sompo Complementary Health Insurance protects your budget against the high prices you encounter in contracted private hospitals. In addition, with its wide hospital network and high quality facilities, it allows you to easily benefit from treatment and examination opportunities without paying any difference.
  • In Sompo Complementary Health Insurance, you can choose between Inpatient Treatment or Outpatient + Inpatient Treatment packages. In this way, you can reach the coverage that suits your needs at very affordable prices and you can secure your family.
  • For all your support needs related to your health insurance, you can call the Sompo 7/24 Health Advice Line at 0850 250 0757. Moreover, you can get detailed information about the coverage of your complementary health insurance.
  • You can take advantage of special offers on Internet Insurance, get instant online offers, and buy them on the Sompo Insurance website with a single click. You can also catch special offers for your renewal period from Internet Insurance.
  • You can view insurance details and track your policy transactions through the Sompo Mobilo customer application.
  • In case you are examined in public university hospitals, you can receive the difference amount you will pay for the faculty members as reimbursement under the conditions specified in the policy.
  • In addition to meeting your treatment expenses, you can use the cash amount that we will pay you within the scope of the "Daily Hospitalization Compensation" in line with your needs.
  • If you want to insure your family members with the same policy, you can take advantage of the family discount.
  • For your policy-related services and health questions, you can get 24/7 Support via the Health Advisory Line 0850 250 0 757(SJS).

Contracted Health Organizations

Frequently Asked Questions

What is Sompo Insurance Complementary Health Insurance?

When you want to be treated and examined in a private hospital, the Complementary Health Insurance covers the costs collected from you in private health institutions contracted with the Social Security Institution (SGK). In this way, when you go to a private hospital with SGK agreement for the services covered by the policy, you can be treated and examined comfortably without paying any additional fees!

Why Should I Have Complementary Health Insurance?

Complementary Health Insurance is a type of health insurance that fits your budget. When you want to be treated and examined in a private hospital, the Complementary Health Insurance covers the additional costs above the amount paid by SGK in private health institutions contracted with the Social Security Institution (SGK).

Is Coronavirus (Covid-19) Treatment Covered by Complementary Health Insurance? In Which Institutions Is It Valid?

In our Complementary Health Insurance product; Health expenses related to global, regional or country-wide epidemic diseases announced by the World Health Organization or the Ministry of Health are covered within the policy coverages, limits, payment percentages and application principles, provided that the symptoms or complaints related to the disease appear 30 days after being covered by the insurance. In Covid-19, all our insured people who have taken out a new policy or transferred from another company will be able to benefit from our service exceptionally within the scope of the policy, without waiting period..

What Should I Consider When Buying Complementary Health Insurance?

Complementary Health Insurance is an insurance that covers the expenses related to the health of you and your family. Therefore, before you take out your insurance, you should pay attention to:

  • You must enter your personal information exactly as it is written in your identity information.
  • You should make sure that you tick the general / special conditions of your policy, Information Form, Open Consent Statement, Illumination Form and Distance Sales Agreement before buying and receiving an Online Complementary Health Insurance offer.
  • You should examine the coverage of Sompo Complementary Health Insurance and know that a past illness is not covered.
  • You should choose your package according to whether you want to cover only Inpatient treatment costs or both Inpatient and Outpatient treatment costs.
  • While purchasing the Complementary Insurance, if you want to make installments on your credit card at the payment stage, be sure to select the installment option and select the number of installments you want to purchase.

What are the Complementary Health Insurance Coverages?

Within the scope of the coverage and general conditions of the Complementary Health Insurance offered by Sompo Insurance at special prices:

  • Inpatient Treatment Coverage: (100% and unlimited)
  • Surgery and internal hospitalizations
  • Intensive care
  • Chemotherapy
  • Radiotherapy
  • Dialysis
  • minor intervention
  • Coronary angiography
  • Standard single private room, meal and companion expenses
  • Physical therapy (after surgery)
  • Home Care (within the limits specified in the policy)
  • Artificial Limb (within the limits specified in the policy)
  • Auxiliary Medical Equipment (within the limits specified in the policy)
  • Outpatient Treatment Coverage: (10 Pieces Limited)
  • Doctor examination
  • Lab
  • Radiology
  • Advanced diagnostic methods
  • Physiotheraphy
  • Comprehensive treatment and examination opportunities such as.

I Bought Complementary Health Insurance, How Can I Access My Policy?

After purchasing your policy, you can view your supplemental health insurance policy details and perform your insurance transactions instantly, anytime, via Internet Insurance or Sompo Mobilo.

What is the Difference between Complementary Health Insurance and Private Health Insurance?

If you are undecided about choosing Private Health Insurance or Complementary Health Insurance, you can decide according to your needs with the following criteria:

  • While taking out Private Health Insurance, it is generally not required to have social security.
  • While some of your expenses are covered by Private Health Insurance, you may have to pay the rest. In the Complementary Health Insurance, you do not have to pay any additional fees within the scope of the coverage and the policy limit.
  • When Private Health Insurance coverage is extended, there is a chance to be used abroad, but complementary health insurance can only be used in Turkey. Therefore, if you are looking for international health insurance, it would be more appropriate to choose private health insurance.
  • Complementary Health Insurance is one of the health insurances with the most affordable price, Private Health Insurance remains higher priced compared to this insurance.
  • You pay a contribution in Private Health Insurance. For example, while your insurance covers 80% of your treatment costs, you may have to pay around 20%. Complementary Health Insurance covers 100% of your treatment costs, you only need to pay 15 TL contribution.

Is Complementary Health Insurance Mandatory?

Complementary Health Insurance is a type of optional health insurance. When you want to expand the scope of general health insurance, receive treatment at the quality of a private hospital and be treated with a distinguished staff of doctors who are experts in their fields, you can have your complementary health insurance at very affordable prices.

Can Online Complementary Health Insurance Be Taken?

It is very fast and easy to purchase your Complementary Health Insurance completely online with the assurance of Sompo Insurance. You can get your policy offer online within seconds by filling out the form at the top of our TSS product page. After viewing your TSS offer, you can purchase your policy in installments and with special discounts from the one-click payment page. You can view and download your complementary health insurance policy with one click. You can follow up your health insurance policy, which is prepared with wide coverage specific to you, at any time via internet insurance or our Sompo Mobilo customer application.

I'm Undecided While Trying To Get A Quote Online, What Should I Do?

Need support when purchasing online? You can call our Sompo Insurance Call Center at 0850 250 81 81 and get 24/7 Support or you can get online help from Live Support whenever you want.

What are the Advantages of Buying My Health Insurance Online?

  • It is very advantageous to buy your Complementary Health Insurance online now.
  • You can benefit from special discounts and campaigns.
  • You can benefit from special discounts and campaigns.
  • You can get all kinds of help from our Sompo Insurance Health Advisory line at 0850 250 0 757, which you can reach 24/7 at any time.
  • You can follow your policies and offers and perform many transactions from the Sompo Mobilo application as you wish.

Is Secure Payment Possible When Buying Insurance Online?

While you protect your future by taking out insurance, Sompo Insurance protects your credit card and you! No purchase is made without your knowledge and approval at Sompo Insurance, where payments are made with 3D Secure, one of the most reliable online payment methods. “What is 3D Secure” or “What does 3D Secure mean?” If you have any questions, we will answer them immediately. After entering your credit card information at the purchasing stage, you complete the secure payment process by entering the confirmation code sent to your phone number registered in your bank, on the payment screen. Thanks to the 3D Secure Payment system, you can make your insurance transactions over the internet without any question marks in your mind. You can get detailed information by contacting my Call Center regarding your questions about secure payment.

When should the Complementary Health Insurance Renewal Process be Made?

  • When should I renew my health insurance? or "How will the Complementary Health Insurance renewal process be?" are among the most frequently asked questions.
  • You can learn about your renewal offer from your agent at least 15 days before your policy expiration date.
  • It is very important to renew your policy within the renewal period so that you do not lose the discounts and opportunities offered for you, and you do not miss out on the opportunity of renewal assurance.

Can I Use My Complementary Health Insurance In Another City?

Your Complementary Health Insurance is valid throughout Turkey within the scope of the contracted institution network you have chosen in your policy.

Can I Make Installments On Credit Card?

You can purchase your health insurance product in installments with contracted credit cards. When purchasing a Complementary Health Insurance in installments, you do not pay any interest. While purchasing your Complementary Health Insurance, you can benefit from installment options within the framework of your bank's installment procedures.

What are the Excluded Situations in Complementary Health Insurance?

You can learn about the situations that may be out of coverage in your health insurance from the Policy Special Conditions, which you can view with your policy. The situations that may not be covered by your health insurance are as follows:

  • Sickness and/or any accidental injuries of the insured during the insurance period due to the following situations are excluded from the coverage.
  • War or warlike operations, revolutions, rebellions, uprisings and internal turmoil arising from them,
  • committing a crime or attempting to commit a crime,
  • Except in the case of saving persons and goods in danger, the insured's actions that will deliberately expose himself to a serious danger,
  • Use of drugs such as marijuana, heroin,
  • Nuclear risks or the use of nuclear, biological and chemical weapons or all kinds of attacks and sabotage that will cause the release of nuclear, biological and chemical materials,
  • All damages that may occur as a result of biological and/or chemical contamination, contamination or poisoning as a result of terrorist acts specified in the Anti-Terrorism Law No. 3713 and sabotage arising from these acts or as a result of interventions made by authorized bodies in order to prevent these acts and reduce their effects.
  • In case of illness or injury that may occur due to the insured's attempt to commit suicide,
  • Other non-guarantee situations to be regulated in the policy special conditions.

Click here to view the General Conditions of Health Insurance.

What is Complementary Health Insurance Renewal Assurance?

Complementary Health Insurance is a health insurance with renewal guarantee. Renewal assurance; After the insured receives this assurance, apart from the declaration and notification obligations defined in the General Conditions of Health Insurance, the insurer does not make a risk assessment according to the changing health conditions of the insurer, does not receive additional premium for illness, does not define a waiting period or exemption for certain diseases, and the insured's current limit. It does not make any changes in premium, exemption and participation share.

Why Is My Complementary Health Insurance Premium High?

Some of the most frequently asked questions when asking for TSS offer prices are “How much is the Complementary Health Insurance” or “Why is the Complementary Health Insurance fee high?” can happen. The price of the Complementary Health Insurance, which is made against many risks you may encounter with your health, is determined according to various criteria. You can get the most suitable supplemental health insurance offer for you within 30 seconds, together with criteria such as your age, city of residence, the plan you have chosen, and the network of contracted institutions.

What should I pay attention to while being treated in a private hospital?

When you go to a health institution in our contracted institution network, you must share your TR ID number with the officials, make your appointment and register, and then inform the officer that you have a Sompo Insurance Complementary Health Insurance policy. The contracted institution officer starts your provisioning process after checking your SGK liability.

What should I pay attention to while being treated in a private hospital?

When you go to a health institution in our contracted institution network, you must share your TR ID number with the officials, make your appointment and register, and then inform the officer that you have a Sompo Insurance Complementary Health Insurance policy. The contracted institution officer starts your provisioning process after checking your SGK liability.

What Should I Consider Before Getting Complementary Health Insurance Provision?

  • Your current health condition and the condition you want to be treated or examined should not be covered by SSI and/or not covered by the policy.
  • The health institution must be within our contracted hospital network that you choose in the policy. Click to access the current list of contracted organizations.
  • The physician you prefer must be in the network of contracted institutions with your insurance company and with SGK.
  • If you are preparing to enter a planned examination / treatment process, you must inform us as far in advance as possible.

The doctor I went to referred me to another doctor (branch), will the treatment cost me my rights?

As required by the SGK practice, referral to another branch is considered as a 2nd action (case) in the current practice, so it costs you the annual inspection right.

Does Complementary Health Insurance Offer Birth Cover?

Complementary Health Insurance does not cover birth costs. In addition, with the Sompo Insurance TSS Birth Package and TSS Birth + Routine Examination Package plans specially prepared for you, you can secure your birth expenses within the framework of the general and special conditions of the policy. You can also get these plans together with Inpatient or Inpatient + Outpatient Treatment plans..

Click here for detailed information about the Complementary Health Birth Package Insurance.

How Can I Get 24/7 Support?

You can take advantage of our Health Advisory Line at 0850 250 0 757, which offers 24/7 Support for our health products, including the Complementary Health Insurance, or the support form or online chat option on our website, and you can get support at any time.